Credit Authorizers, Checkers, and Clerks

About the Role

Credit Authorizers, Checkers, and Clerks evaluate and authorize credit for customers and assess the financial records of individuals and businesses.

Other Common Titles

  • Credit Analyst
  • Credit Risk Assessor
  • Loan Authorizer
  • Credit Evaluator
  • Risk Assessment Clerk

Typical Tasks

  • Review credit applications and financial documentation.
  • Assess creditworthiness by analyzing credit reports and financial history.
  • Communicate with customers to gather necessary information.
  • Authorize loans and credit lines based on established guidelines.
  • Collaborate with other financial institutions for information verification.
  • Update and maintain accurate financial records.
  • Monitor clients’ credit status and follow up as necessary.
  • Prepare reports on credit activities and risk assessment.

Notable People

  • Richard Branson While not directly a credit authorizer, Branson's approach to risk and finance has influenced many in the credit industry.
  • Suze Orman A personal finance expert who educates individuals on credit, budgeting, and financial responsibility.

Recommended Resources

  • The Credit Repair Kit for Dummies

    A comprehensive guide to improving and managing credit.

  • NerdWallet

    A personal finance website that offers tips on credit management and loans.

  • How Credit Scores Work

    A podcast episode discussing the intricacies of credit scores and their implications for consumers.

  • Credit.org

    A non-profit organization that provides resources for understanding credit and debt management.