Credit Analysts

About the Role

Credit analysts evaluate the creditworthiness of individuals or businesses to determine the risk of lending money or extending credit.

Other Common Titles

Credit Risk Analyst
Loan Analyst
Financial Analyst
Investment Analyst
Risk Analyst

Typical Tasks

Analyze financial statements and credit reports
Assess borrowers' creditworthiness
Prepare credit risk assessments and reports
Monitor existing loans and borrowers' financial health
Provide recommendations on loan approvals or credit limits
Collaborate with loan officers and underwriters
Stay informed about market trends and economic conditions

Notable People

Megan McCoy – An expert in consumer credit analysis and a frequently cited resource in financial publications.
Mark Zandi – Chief Economist at Moody's Analytics, known for his insights on credit markets and financial analysis.

Recommended Resources

The Basics of Credit Risk Management
A comprehensive guide to understanding and managing credit risk.
Credit Risk Analytics Blog
A blog dedicated to discussing credit risk models and methodologies.
Credit & Collections Podcast
A podcast exploring trends and issues affecting credit analysts and professionals.
Moody's Analytics
A leading resource for tools and insights in credit risk assessment.