Claims Adjusters, Examiners, and Investigators

About the Role

Claims Adjusters, Examiners, and Investigators assess insurance claims to determine their validity and negotiate settlements.

Other Common Titles

  • Claims Analyst
  • Claims Representative
  • Insurance Claims Adjuster
  • Claims Investigator
  • Claim Examiner

Typical Tasks

  • Investigating claims by reviewing documentation and conducting interviews with claimants and witnesses.
  • Evaluating the details of a claim to determine validity and scope of coverage.
  • Negotiating settlements with claimants or their representatives.
  • Maintaining accurate and detailed records of all claims activities.
  • Working with legal teams to resolve disputes related to claims.
  • Collaborating with experts (e.g., medical professionals, engineers) to assess damages or injuries when necessary.
  • Providing advice to claimants about the claims process and policy benefits.

Notable People

  • Karen R. McCullough A leader in claims management and author of several influential texts on the insurance industry.
  • Brian H. Larkin Known for his contributions to claims processing technology and making significant improvements in efficiency.

Recommended Resources

  • The Complete Guide to Insurance Claims Adjustment

    An in-depth resource for understanding all aspects of claims adjustment.

  • Claims Magazine

    An online publication featuring news, articles, and insights related to the claims adjusting industry.

  • Insurance Claims 101 Podcast

    A podcast that discusses various topics related to insurance claims and best practices for claims professionals.

  • National Insurance Crime Bureau (NICB)

    A resource for information on insurance fraud, which is crucial for claims adjusters to understand.